BUY THE THINGS YOU LOVE INSTORE OR ONLINE TODAY WITH ZIP
Up to $8,000
Apply for an account that suits your needs and use it in store or online.
Interest free
Interest free with Zip Pay
Interest free terms available with Zip Money*
Flexible Payments
Choose repayments that suit your lifestyle - weekly, fortnightly or monthly
10,000+ retailers
Use your account again and again, with one simple payment schedule for all your purchases.
WHATEVER YOU WANT FROM MACRO, THERE'S A ZIP FOR THAT
Your everyday spending
Under $1000
From fashion to fitness, eyewear to electronics, pet care to power tools. No wait, no worries.
Ideal for life's bigger buys
Over $1000
Furnishing your home, updating your kitchen or buying that road bike. All your big ticket items without the stress.
Zip Pay
Zip Money
Account limit
Under $1000
Over $1000
Interest free period
Interest free always
0% interest for 6 months
at expiry of the interest free period, interest will be charged at the standard annual percentage, 19.9%
Establishment fee
$0
$0 - $99
Minimum repayments
$40/month
From $40/ month or 3% of your outstanding balance (whichever is greater)*
Monthly Account fee
$6.00/month waived if you pay your closing balance before the due date
See terms
$6.00/month waived if you pay your closing balance before the due date
See terms
HOW CAN I USE ZIP AT MACRO?
Sign in to your Zip account
Use your instore code at the checkout
Enjoy your MACRO™ purchase!
JOIN OVER 700,000 AUSTRALIANS OWNING IT WITH ZIP
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"I have now experienced shopping both online and instore with Zip Pay and it was super easy. It is such a great option. I am really happy to be Zip Pay customer."
Dani Australia
ZIP FAQ's
All you need is:
How to use Zip:
- Choose the account that's right for you.
- Sign up in minutes before going instore
- Generate a payment code via your account and present at checkout
- Log into your account to choose how you want to pay back your purchase
Repayments:
- Choose from weekly, fortnightly or monthly payments to suit your lifestyle
- Repayments start from $40 a month and are based on your account's credit limit.
Returns and refunds:
- If your item meets our returns policy, the purchase amount will be credited back to your Zip account
- Read more about the MACRO™return policy here
Fees and interest:
- Zip Pay purchases are interest free always
- Zip Money is interest free if you pay off your purchases within the interest free period
- If there's nothing owing on your account, there's nothing to pay and no fees
- A $6.00 monthly account fee, which is waived if you pay your closing balance before the due date
- Zip Money is interest free if you pay off your purchases within the interest free period. Any balance owing at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%